Home insurance
Home customers saved an average of £95 when they joined us*

The kind of home
insurance you want
Making a claim under both Buildings & Contents? You'll only pay one policy excess.
An online portal that lets you manage your policy 24/7.
A claims service that can pay you direct to cover the cost of replacing items.
A range of flexible add-ons available. (More info)
Three cover levels to suit your needs and budget.
We’re rated No.1 for Home Insurance on Reviewcentre.com**
Take your pick
Buildings insurance sum covered
£600,000
£1,000,000
£1,000,000
Contents insurance sum covered
£60,000
£75,000
£100,000
New for old cover as standard
Alternative accommodation (buildings)
Up to £75,000
Up to £100,000
Up to £150,000
Alternative accommodation (contents)
£15,000
£15,000
£25,000
Credit cards in and away from home
£1,000
£1,000
£1,000
Personal money in the home
£250
£250
£1,000
Deep freezer contents
£400
£500
£750
Property owners liability
£2,000,000
£2,000,000
£5,000,000
Replacement locks or keys
£300
£500
£1,000
Legal Expenses Select
Home Emergency Select
Policy wording
Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.
Policy wordingCreate cover that suits you
Select exactly what you need and we’ll tailor the perfect policy for you.
Home emergency
Legal expenses
Key cover
Cycle cover
Accidental damage
Away from home
If you have Home Emergency Cover, we'll arrange for a contractor to come and put in place a temporary repair during the emergency, to keep you and your home safe.
Claims line open 24/7, all year round
Burst pipes, plumbing and drainage problems
Security cover (if a window gets smashed, for example)
Boiler breakdown, including heating and hot water failures
Helping with your toilet if it’s blocked or won’t flush.
Home emergency
Legal expenses
Key cover
Cycle cover
Accidental damage
Away from home
People love what we do...
Quick and easy claims
My claim experience was excellent and using their portal was easy. From start to finish it took just under a month. I have just renewed the policy.
Wendy Woohan - 22/02/2025
Easiest policy I have ever sorted
This was the easiest insurance policy I have ever sorted. Website easy to follow and so quick. Will definitely be looking to check my car insurance at renewal.
Mrs Jones - 07/03/2025
Great prices and claims process
Best price offered for 3 consecutive years. Also great when making a claim.
Mr A - 03/03/2025
Very happy
Easy to renew and was even given a discount, so really good deal. Very happy with my policy.
D Green - 08/03/2025