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Car insurance

Car customers saved an average of £180 when they joined us*

Car insurance for people like you

The kind of car
insurance you want

Uninsured driver promise. No excess to pay, & your no-claims discount is protected if hit by an uninsured driver. (Silver & Gold cover only)

3 year guarantee on repairs when you use one of our approved repairers.

Three cover levels to suit your needs and budget.  

Prices you’ll like because we only insure low risk drivers.

A range of flexible add-ons available. (More info)

An online portal that lets you manage your policy 24/7.

Take your pick

Courtesy Car

(Subject to availability)

Cover whilst driving in Europe

(Up to 90 days per trip, unlimited number of trips)

Personal accident cover

£1,000

£5,000

£10,000

Audio and satnav equipment

Windscreen cover

Uninsured driver promise

(no excess to pay, & your no-claims discount is protected if hit by an uninsured driver)

Child seat cover

£100

Unlimited

Vandalism promise

Legal assistance cover

Roadside assistance breakdown cover

Policy wording

Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

Up to £100,000 towards legal expenses to defend your rights

Help with claiming back car insurance policy excess

Help with settling car hire, purchase or sales disputes

Compensation for a personal injury

Assistance with pot-hole damage, unenforceable parking fines and illegal clamping

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

People love what we do...

Amazing result

The website is clear and easily navigated. I was looking for a quote on car insurance and was amazed at the result: a quote £200 cheaper than I'd had on another comparison site.

John E - 10/03/2025

Excellent cover and cost

This was the cheapest quote for my comprehensive motor insurance. The levels of cover offered on the policy were better than even more expensive quotes offered. Policy Expert were very efficient and followed up all my email correspondence very quickly.

Honey - 07/03/2025

Very helpful and polite

Chose Policy Expert for my car insurance as they give us a very good price and it was easy to navigate through on the Internet. I made a quick call to them just to verify the details of the quote and to put my mind at ease before purchasing.

Sally - 02/03/2025

Delighted

It was time for me to buy insurance. The first quotes I'd received were £600+ so after some shopping around I was delighted to get the policy that suited me for under £400 with Policy Expert. The entire process was easy to navigate, and very quick too.

Doris Campbell - 23/03/2025