12 months of free home emergency cover along with free legal assistance for the lifetime of your policy.
- Only customers purchasing or renewing a Silver Home Insurance, Gold Home Insurance, Policy Expert Home Essentials, Policy Expert Home Premier, Policy Expert Home Select and Policy Expert Home Plus policy from us will receive Home Legal Select and Home Emergency Select cover for free.
- Home Legal Select and Home Emergency Select cover is provided to you free of charge if you purchase a new home insurance policy.
- Home Legal Select and Home Emergency Select cover is provided to you free of charge if you are renewing a home insurance policy and you have been invited to renew from 1 January 2022.
- If your qualifying home insurance policy is cancelled for any reason, your free Home Legal Select and free Home Emergency Select cover will also be cancelled.
- If your home free Home Legal Select and/or your free Home Emergency Select cover is cancelled for any reason, you will not receive any premium refund and the premium for your home insurance policy will not decrease.
- This offer cannot be used in conjunction with any other offer or promotion.
- We may withdraw this offer at any time, but any policies in effect will continue to run until their expiration date.
- Policy wording and summaries can be found on the Policy Document page. Please ensure you read these documents to understand the restrictions and conditions of cover.
Please note the following restrictions on your free cover:
Legal assistance
- Cover is for policy holders; the husband, wife or partner of the policy holder (who shares financial responsibility); and the children & parents of the policy holder who normally reside at the risk address.
Home emergency
- If your boiler is more than 15-years old, the Primary Heating System (section 2) detailed in your policy wording is excluded.
- Claims within the first 7 days of cover will be declined unless you have continuous Home emergency cover from another provider that will be cancelled when our policy starts.
- If you are purchasing a ‘contents only’ policy you must have a buildings insurance policy with another provider. Proof may be required in the event of a claim.
- Cover only applies to main residence and not second homes or rented properties and properties that are occupied.
- Legal assistance and Home emergency cover is provided to you free of charge if you purchase a Home Insurance policy directly through Moneysupermarket.com.
- We may withdraw this offer at any time, but any policies in effect will continue to run until their expiration date.
- Please ensure you read your policy documentation to understand the restrictions and conditions of cover.
Money supermarket conditions
Moneysupermarket Limited does not accept any responsibility or liability under or in connection with this offer (including without limitation as a result of technical fault or computer or electronic malfunction (or incomplete, illegible, lost or fraudulent entries).
- You acknowledge that Moneysupermarket Limited is not a party to any contract(s) in relation to the provision of Home Insurance entered into between you and Policy Expert. Moneysupermarket Limited will not be responsible for any damages, claims or losses arising out of, or in connection with any such contract(s) (including any services provided under any such contract(s)).
- If any paragraph in these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other paragraphs of these terms and conditions, which shall remain in full force and effect.
- These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. The Courts of England and Wales shall have exclusive jurisdiction in connection with these terms and conditions.